Paise Genie - Your Personal Finance Companion

Our Commitment to Privacy

At Paise Genie, your privacy is not just important to us—it's fundamental to everything we do. We believe your financial data belongs to you, and we've built our app from the ground up with this principle in mind.

Data Storage Philosophy

By default, all your financial data stays on your device. We use an "offline-first" approach where:

Your transaction data is stored locally on your device
No financial information is sent to our servers without your explicit consent
You can use the app completely offline
Cloud sync is optional and requires your active choice

Information We Collect

Information You Provide

Account information (email, if you choose to create an account)
Financial data you input (transactions, budgets, goals)
App settings and preferences

Automatically Collected Information

App usage analytics (anonymous and aggregated)
Device information (for app optimization)
Crash reports (to improve app stability)

SMS Permission

Paise Genie can automatically detect financial transactions from SMS notifications. This feature:

Only reads SMS messages that contain transaction keywords
Processes SMS data locally on your device
Never sends SMS content to our servers
Can be disabled at any time in app settings

Cloud Sync (Optional)

If you choose to enable cloud sync for backup or multi-device access:

All data is encrypted before leaving your device
We use end-to-end encryption with keys only you control
Even we cannot read your financial data
You can disable cloud sync and delete cloud data at any time

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share anonymized, aggregated data for research purposes, but this data cannot be used to identify you personally.

Security

We implement multiple layers of security:

Local data encryption using industry-standard algorithms
Biometric authentication support
Regular security audits and updates
Secure coding practices and regular vulnerability assessments

Your Rights

You have the right to:

Access your data
Correct inaccurate data
Delete your data
Export your data
Withdraw consent for cloud sync

Children's Privacy

Paise Genie is not intended for use by children under 13. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes through the app or via email.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: makingyourlifeeasier@gmail.com
Address: Bangalore, India